Residents Benefits Package

Residents Benefits Package $39.95 Per Month

The HCM Property Management Resident Benefits Package (RBP) delivers savings and convenient, professional services that make taking care of your home second nature. These features are included for $39.95 per month.

  1. Renters Insurance that meets all lease requirements from an A-rated carrier.
  2. Credit building to help boost your credit score with timely rent payments.
  3. A resident rewards program that helps you earn rewards for paying your rent on time.
  4. HVAC air filter delivery directly to your door approximately every 6 months.
  5. Utility concierge service: one call set up your utility services, cable, and internet services.
  6. $1M Identity Protection for all adult leaseholders.
  7. 24/7 online maintenance reporting.
  8. Home buying assistance for when the time is right to buy your “forever” home.
  9. Online portal: Access to your account, documents, communication, and payment options.
  10. One time Late Fee waiver up to $150.
  11. One time NSF Fee waiver.
  12. Vetted vendor network: we find the technicians who are reputable, licensed and insured.

Features are subject to property mechanicals or other limitations. The total monthly cost of the Resident Benefits Package is all-inclusive, and no discounts will be given if any element of the package is unavailable due to a lack of HVAC or another limitation at a specific property.

Renter’s Insurance Requirements and Options

The Landlord requires the Tenant to obtain liability coverage of at least $100,000 in property damage and legal liability from an A-rated carrier and to maintain such coverage throughout the entire term of the lease agreement. The tenant is required to furnish the Landlord with evidence of the required insurance prior to occupancy, at the time of each lease renewal period, and upon request.

To satisfy the insurance requirement, the Tenant may either

1) be automatically enrolled into a policy that satisfies the coverage requirements as part of the Resident Benefits Package;
2) obtain alternative liability coverage from an insurer of the Tenant’s choice.

The option Tenant chooses will not affect whether Tenant’s lease application is approved or the terms of the Tenant’s Lease.

Frequently Asked Questions 

How do I enroll in the Residents Benefits Package Insurance Policy?

The tenant will be automatically enrolled into an insurance policy as part of the Resident Benefits Package. No further action is required. Coverage will begin on the effective date of the Tenant’s lease and continue throughout the lease term. Please refer to the evidence of insurance that is supplied by HCM Property Management for additional coverage details. The Resident Benefits Package monthly rate will be adjusted by the premium amount in the policy.

Can I opt out of this Resident Benefits Package?

Yes – But only the Insurance Portion. If Tenant prefers, the Tenant may find, purchase, and maintain another policy that satisfies the Landlord’s requirements. The Resident Benefits Package monthly amount will be adjusted from $39.95 per month to $29.00 per month.

To opt out, visit http://insurance.residentforms.com/ and follow the instructions listed there to provide evidence of the required insurance coverage to your Landlord.

Please be sure that your policy meets the following criteria prior to submitting it
● Policy is purchased from an A-rated carrier
● Policy meets or exceeds the required $100,000 in property damage and legal liability
● HCM Property Management is listed as an additional interest
● HCM Property Management address is listed as PO Box 660121 Dallas, TX 75266

It is Tenant’s responsibility to pay premiums directly to your insurance provider. If the policy is terminated or lapses, the Tenant will be subject to a lease violation fee of $25 and agrees to be subsequently enrolled into the policy that satisfies the coverage requirements as part of the Resident Benefits Package.

What if I have my own Renters Insurance coverage?

The Residents Benefits Package will apply to all homes and tenants under HCM Property Management. Tenants may opt out of the insurance portion of this program by providing proof of Renter’s Insurance.

To opt out, visit http://insurance.residentforms.com/ and follow the instructions listed there to provide evidence of the required insurance coverage to your Landlord.

Please be sure that your policy meets the following criteria prior to submitting it
● Policy is purchased from an A-rated carrier
● Policy meets or exceeds the required $100,000 in property damage and legal liability
● HCM Property Management is listed as an additional interest
● HCM Property Management address is listed as PO Box 660121 Dallas, TX 75266

It is Tenant’s responsibility to pay premiums directly to your insurance provider. If the policy is terminated or lapses, the Tenant will be subject to a lease violation fee of $25 and agrees to be subsequently enrolled into the policy that satisfies the coverage requirements as part of the Resident Benefits Package.

ABOUT

HCM Capital, Inc. dba HCM Property Management
CA DRE License # 01926399

HCM Property Management Logo in Greyscale

LOCATIONS

Orange County Office:

27 Mauchly, Suite 206
Irvine, CA 92618

Los Angeles County Office:

3780 Kilroy Airport Way, Suite 200
Long Beach, CA 90806